business

Five Important Business Lessons We Have Learned from COVID-19

The ongoing COVID-19 pandemic has disrupted and devastated many businesses across the U.S., with permanent closures now accounting for more than 50% of all pandemic-related business closures, as reported by Yelp. The main reasons for these closures include a significant reduction in demand for products/services, as well as workers’ concerns about safety and health. However,

Cyber Insurance

Why You Need to Be a Cyber Resilient Business in a COVID-19 World

Every year, U.S. businesses face several risks, including natural disasters, theft, vandalism, and fire damage, which cause substantial financial harm. That’s why about 25% of businesses fail within the first year, with at least 40% of them never reopening, as reported by the Federal Emergency Management Agency (FEMA). Cybercrime is another threat to businesses of

homeowners Lifestyle

Basic Homeowners Insurance Terms for First-time Buyers

If you are closing on your first home, then it's probably also your first time shopping for homeowners insurance in La Canada, CA. While securing the right home insurance sounds simple enough, finding the right coverage can become complicated when you don't understand what type of coverage you may need to protect your investment. Here
business Umbrella Insurance

Umbrella Insurance (Excess Liability): What It Is & What It Covers

While over 90% of American homeowners have home insurance, more than half of them are underinsured, as reported by the Insurance Information Institute (III). The same trend exists in other insurance coverages, including auto insurance, health insurance, business insurance, and watercraft insurance. Generally, insurance exclusions are among the most common reasons for underinsurance in the
business Cyber Insurance

Cyber Security and Privacy Concerns for Businesses During COVID-19

According to the U.S. Federal Bureau of Investigation (FBI), cybercrime incidents in the U.S. have quadrupled during the COVID-19 pandemic, thanks to the increased rate of internet usage that has rendered digital devices vulnerable. As businesses expand their remote networks to enable their employees to work from home during the pandemic, cybercriminals are also identifying
business

How Can a Mid-Sized Company Manage Business-Related Risks?

On average, about 45% of medium-sized businesses fail within the first five years of operation due to a lack of demand for their products and competition, as reported by the U.S Bureau of Labor Statistics (BLS). On the other hand, the Federal Emergency Management Agency (FEMA) says that about 90% of businesses collapse due to
business

4 Proven Benefits of Employee Wellness Programs

According to a 2017 survey by the Center for Disease Control and Prevention (CDC), nearly 50% of workplaces in the U.S. have some kind of wellness program. In general, these programs focus on different wellness aspects, including, among others, stress management, physical fitness, nutrition, and smoking cessation. As per the U.S. Department of Labor (DOL),

Risk Area

Are You in a Wildfire Prone Area? Here’s What to do to Stay Safe in La Cañada Flintridge, CA

Popularly known as home to NASA’s Jet Propulsion and located on the western coast of the U.S., La Cañada Flintridge, CA, is one of the most wildfire-prone areas in the U.S. due to several factors. One of the main factors that make La Cañada Flintridge a high-risk wildfire area is the dense vegetation in and

Cyber Insurance

Cyber Liability Insurance and the California Consumer Privacy Act

Modeled after Europe’s General Data Protection Regulation (GDPR,) the California Consumer Privacy Act (CCPA), which took effect in January 2020, aims to give consumers residing in the Golden State greater control of their personal data. In essence, the CCPA focuses on consumer privacy rights legislation, especially in the ecommerce space, meaning it has significant implications

homeowners

High-Value Home Insurance: Get the Best Protection in La Canada Flintridge, CA

Your home is your sanctuary. For many, it is also a substantial investment made possible by years of hard work and determination. You have accumulated a considerable amount of wealth and have invested much of it into turning your home into something you could be proud of. It would be best if you work with