Commercial property insurance can provide your business with a wide range of coverage that extends from your office building to your office equipment. It protects you from property damage caused by natural or man-made disasters like fire, break-ins, vandalism, and other covered losses.
At Knight Insurance Services, we offer comprehensive property insurance in La Canada Flintridge, CA, as we carefully evaluate your unique business needs and provide such coverage as would suit your specific budget.
Do You Need Property Insurance?
Unforeseen disasters and unanticipated lawsuits can wreak havoc on your finances and drain your resources. Commercial property insurance will protect your business against such financial threats by protecting all property vital to your daily business operation.
One of the significant benefits of having commercial property insurance is that it allows you to combine several different coverages into a single policy, thus cutting down on the costs that would have been incurred on acquiring separate coverages.
What Does Commercial Property Insurance Cover?
Though the terms of the policy would differ from insurer to insurer, there are no industry-specific differences. Our Commercial Property Insurance covers:
- Buildings- Having the right commercial property insurance to protect your buildings will ensure adequate coverage of replacement costs.
- Business Personal Property- With business personal property insurance, you can protect your business property at a particular location. The extent of coverage will vary from location to location.
- Business Income- Commercial property insurance also covers business interruption losses, reimbursing the owner for profit lost and fixed expenses incurred while the business was closed. The coverage extends to losses incurred while the premises was being restored following a covered peril. It may also cover financial losses incurred when civil authorities impose restrictions on customer access to your neighborhood or business after a disaster.
- Electronic Data Processing (EDP)- A separate property coverage would be required to cover your computer networks. Commercial property policies usually have limited coverage for computer-related equipment. An EDP insurance broadens the perils covered to include power surges and virus attacks.
Why Choose Us?
Knight Insurance Services is a trusted independent insurance agency that has been providing high-quality business insurance policies throughout Los Angeles County and Greater Los Angeles for almost 100 years. Our experts are here to help you make informed choices by explaining all possible coverage options that would suit your unique business needs.
If you are looking to purchase the best commercial property insurance near you, contact the experts at Knight Insurance Services. We are ready to assist you with all your commercial property insurance needs.