Auto Insurance

Your Quick Consumer’s Guide to Auto Insurance in 2021

As an automobile owner, you should carry the right auto insurance coverage; however, finding the right coverage may be difficult, especially if you lack the necessary product knowledge. Auto insurance coverage comes in many different forms. Some policies only cover your car repair/replacement costs, while others cover third-party property damage, particularly if you’re the at-fault

Business Insurance

18 Things to Keep in Mind When Deciding If Your Business Needs Insurance

A recent industry survey found that 30% of small businesses in the U.S. have filed an insurance claim in the past 12 months. This goes to show that business insurance, for both small and large companies, is vital. When deciding whether to get business insurance, keep these 18 considerations in mind. Your business’s legal obligations


A Detailed Guide to Earthquake Insurance in California

Per the U.S. Geological Survey (USGS), Southern California has over 2,000 known faults crisscrossing the state, producing an average of 100 earthquakes per day. California experiences an average of 10,000 earthquakes every year, resulting in loss of life and billions in insured losses. This means that if you live or own property in La Cañada

Business Insurance

Five Important Business Lessons We Have Learned from COVID-19

The ongoing COVID-19 pandemic has disrupted and devastated many businesses across the U.S., with permanent closures now accounting for more than 50% of all pandemic-related business closures, as reported by Yelp. The main reasons for these closures include a significant reduction in demand for products/services, as well as workers’ concerns about safety and health. However,

Cyber Insurance

Why You Need to Be a Cyber Resilient Business in a COVID-19 World

Every year, U.S. businesses face several risks, including natural disasters, theft, vandalism, and fire damage, which cause substantial financial harm. That’s why about 25% of businesses fail within the first year, with at least 40% of them never reopening, as reported by the Federal Emergency Management Agency (FEMA). Cybercrime is another threat to businesses of