Umbrella Insurance

How Commercial Umbrella Insurance Can Protect Your Business

The primary purpose of commercial umbrella insurance is to protect your business from financially damaging lawsuits. It’s essentially a backstop to your primary business policies, including commercial auto insurance and general liability insurance. Commercial umbrella insurance kicks in when you’re required to pay liability claims that exceed the liability policy limits of your business’s primary

Cyber Insurance

What You Need to Know about Cyber Liability Insurance Policies

Companies that use any type of information technology are a prime target for cyber attacks. Nobody is 100% safe from the ever-growing data breach threat, including small businesses in La Canada Flintridge, CA. According to Florida Trend, ransomware attacks alone can cost a business from a few thousand dollars to nearly $1 million, depending on

Workers' Compensation

A Small Business Owner’s Guide to Workers’ Compensation in CA

Employers of one or more individuals are usually required to carry workers’ compensation insurance. About one in five small businesses fit this category, according to the U.S. Small Business Administration. So if you are considering launching a startup with employees, here is a guide to help you understand what you need to provide adequate coverage

Workers' Compensation

Is Fit for Duty Exams the Best Solution for Workers’ Compensation Claims?

When it comes to physical labor, the chance of injury of a worker is very high. In the unlikely event of injury, you will lose a quality employee, and you will need to file a workers’ compensation claim. Under workers’ comp claim laws, the injured worker may be eligible for wage loss up to 104

Insurance

5 Ways to Manage Insurance Risks Effectively

Managing risks is an important part of being successful. Challenges may arise in every aspect of your life, including your health. During these times, it’s important to have a strategy in place. Here is a look at 5 risk management techniques that can help stabilize your insurance coverage. 1. Avoid Activities with Inherent Risks You