Business Insurance

Understanding Your Office Insurance: Wear and Tear vs. Property Damage

Never assume everything imaginable is covered under your commercial property insurance policy. A basic plan covers a wide range of perils that warrant filing a claim, but it typically doesn’t cover damage from wear and tear. Here’s how insurance companies view the difference between worn and damaged items. Damage or Wear and Tear: What’s the

Employee Benefits

Some Common Examples of Small Business Employee Benefits

When we evaluate various job opportunities, it’s easy to think that for most of us, the most important consideration is salary. However, studies reveal that this is often not the case. A Glassdoor survey revealed that 5 out of every four workers would rather have additional benefits instead of a pay rise.  Here’s a detailed

Homeowners Insurance

8 Useful Tips to Keep Protect Your Home This Summer

The summer months are ideal for fun and festivities. It doesn’t mean, however, that you shouldn’t be vigilant when it comes to taking care of your home. Be observant and take action as needed. Protecting your home against potential risks is the best way to prevent accidents and breakdowns. Here are eight tips that you

Workers' Compensation

Do Sole Proprietors Need Workers’ Compensation Insurance?

Workers’ compensation insurance laws vary slightly in each state, but you’re probably not required to have it if you’re a sole proprietor with no employees. Nonetheless, you may need the policy once you hire independent contractors or even part-time workers to work for you. Examples of Self-Employed Contractors Who Might Need Workers’ Comp: Plumbers: You

Business Insurance Insurance

Why Do You Need Commercial General Liability Insurance in CA?

Have you thought about starting the business of your dreams? Before you get too deep into planning, make sure you understand the benefits of commercial general liability insurance coverage. While this coverage is not required by law, it can be the solution to a wide range of issues that interfere with business success. Here are