Move your grill away from your home to a wide-open space. If you put your grill in the backyard, create an even foundation with cement pavers so that it won't tip over. Make sure to keep children, pets, and flammable items at least five feet away from your grill while it is in use. Purchase a grill cover to keep it safe from inclement weather conditions.
Install a do-it-yourself home security system with surveillance cameras. Keep your doors locked at night and when you aren't home. Become part of your neighborhood watch program if your area has one. A community that watches out for its residents can prevent unlawful activity and ensure greater security.
When going on vacation, turning off the main water supply to your home is the best defense against flooding caused by a burst pipe or other plumbing failure. Closing the valve on the main supply line cuts off water to the house, but still allows outside sprinklers to work. If you don't want to turn off the water to the whole house, at least close the hot- and cold-water valves on the washing machine hoses. That will prevent flooding should the hoses burst while you are away.
Install a fence around your pool and ensure the area is well-lit, especially if you swim after dark. Never let family members or guests swim without someone nearby to observe them. Learn CPR and First Aid as a precautionary measure.
Check your home for areas that may collect moisture. Find out what is causing the moisture and make repairs as needed. This will prevent the growth of mold and mildew throughout your home. Check under sinks and behind your washer and dryer for moist areas.
If you live in an area where pests are common, call an exterminator and have your home put on a schedule for routine inspections and treatment. This will prevent roach, termites, and other pests from invading your home unexpectedly.
Maintain your roof, doors, and windows. Check your siding regularly. These are simple ways to prevent storm damage. If you know a storm is coming, put away or secure any items that may be blown around by strong winds.
Has your sewer line been inspected occasionally, especially if your sinks and bathtub start to drain slowly? Your toilet not flushing properly is also a sign that your sewer lines may not be flowing as they should. Have them checked before you experience a stinky backup.
Go over your homeowners' insurance policy carefully. It's important to review your policy every year or so to ensure that you have sufficient coverage. If you need to add more coverage you can always do so. You can also drop coverage if you no longer need it.
Protecting yourself from unexpected events is easy if you know where your risks lie. Besides, a home insurance policy will keep your home and its belongings covered against potential losses. To get started on your customized homeowners' insurance in CA, contact our experts at Knight Insurance Services today.
