Understanding Commercial Property Insurance Exclusions

Protect Your Business Assets

Commercial property insurance protects your building, equipment, inventory, and more. But it's important to know what it doesn’t cover.

Exclusion: Earthquakes and Flooding

Basic property insurance doesn't cover earthquake or flood damage. Consider additional endorsements for these risks.

Exclusion: Commercial Auto Accidents

Vehicles used for business are not covered. Separate commercial auto insurance is needed.

Exclusion: Damage to Others' Property

Damage to others' property is not covered. This may be covered by general liability insurance.

Broken business equipment

Mechanical issues and wear and tear aren't covered. Get equipment breakdown insurance for these expenses.

Comprehensive Coverage Solutions

Combine property insurance with inland marine, general liability, commercial auto, and equipment breakdown coverage for full protection.

Shield your commercial property in La Cañada Flintridge from earthquakes! Connect with Knight Insurance Services to customize your coverage and protect your business assets. Call us today!

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