Workers' Compensation

Do Sole Proprietors Need Workers’ Compensation Insurance?

Workers’ compensation insurance laws vary slightly in each state, but you’re probably not required to have it if you’re a sole proprietor with no employees. Nonetheless, you may need the policy once you hire independent contractors or even part-time workers to work for you. Examples of Self-Employed Contractors Who Might Need Workers’ Comp: Plumbers: You

Workers' Compensation

A Small Business Owner’s Guide to Workers’ Compensation in CA

Employers of one or more individuals are usually required to carry workers’ compensation insurance. About one in five small businesses fit this category, according to the U.S. Small Business Administration. So if you are considering launching a startup with employees, here is a guide to help you understand what you need to provide adequate coverage

Workers' Compensation

Is Fit for Duty Exams the Best Solution for Workers’ Compensation Claims?

When it comes to physical labor, the chance of injury of a worker is very high. In the unlikely event of injury, you will lose a quality employee, and you will need to file a workers’ compensation claim. Under workers’ comp claim laws, the injured worker may be eligible for wage loss up to 104

Workers' Compensation

8 Tips to Effectively Manage Your Workers’ Compensation Claims

With proper management of workers’ compensation claims, you can reduce your business workplace injury insurance costs in La Canada, CA. You’ll want to avoid liability for fraudulent claims, which can increase your workers’ comp insurance premiums. Similarly, you don’t want to be too aggressive in rejecting claims because that may bring you unnecessary and costly