Umbrella Insurance

How Commercial Umbrella Insurance Can Protect Your Business

The primary purpose of commercial umbrella insurance is to protect your business from financially damaging lawsuits. It’s essentially a backstop to your primary business policies, including commercial auto insurance and general liability insurance. Commercial umbrella insurance kicks in when you’re required to pay liability claims that exceed the liability policy limits of your business’s primary

Cyber Insurance

What You Need to Know about Cyber Liability Insurance Policies

Companies that use any type of information technology are a prime target for cyber attacks. Nobody is 100% safe from the ever-growing data breach threat, including small businesses in La Canada Flintridge, CA. According to Florida Trend, ransomware attacks alone can cost a business from a few thousand dollars to nearly $1 million, depending on

Workers' Compensation

A Small Business Owner’s Guide to Workers’ Compensation in CA

Employers of one or more individuals are usually required to carry workers’ compensation insurance. About one in five small businesses fit this category, according to the U.S. Small Business Administration. So if you are considering launching a startup with employees, here is a guide to help you understand what you need to provide adequate coverage

Workers' Compensation

Is Fit for Duty Exams the Best Solution for Workers’ Compensation Claims?

When it comes to physical labor, the chance of injury of a worker is very high. In the unlikely event of injury, you will lose a quality employee, and you will need to file a workers’ compensation claim. Under workers’ comp claim laws, the injured worker may be eligible for wage loss up to 104


5 Ways to Manage Insurance Risks Effectively

Managing risks is an important part of being successful. Challenges may arise in every aspect of your life, including your health. During these times, it’s important to have a strategy in place. Here is a look at 5 risk management techniques that can help stabilize your insurance coverage. 1. Avoid Activities with Inherent Risks You


A Guide to Commercial Property Insurance Coverage

Per the Insurance Journal, 40% of small businesses in the U.S. have no insurance coverage, while 75% of all American businesses are underinsured. This means that these businesses have little or no protection against perils such as fire, theft, and contract disputes, among others. This is where commercial insurance comes in handy

Business Insurance

Practical Steps to Get Personalized Insurance for Your Business

If you want to keep your business operational amid financial challenges, you should consider purchasing business insurance. This is because, apart from losses due to stiff competition, your business also faces the risk of property damage from perils such as fire, floods, earthquakes, vandalism, and theft.

Workers' Compensation

8 Tips to Effectively Manage Your Workers’ Compensation Claims

With proper management of workers’ compensation claims, you can reduce your business workplace injury insurance costs in La Canada, CA. You’ll want to avoid liability for fraudulent claims, which can increase your workers’ comp insurance premiums. Similarly, you don’t want to be too aggressive in rejecting claims because that may bring you unnecessary and costly

Cyber Insurance

A Guide to Small Business Cyber Liability Insurance Policies

Have you considered getting cyber liability insurance for your business in La Canada Flintridge, California? While cybersecurity risk is often overlooked, it poses a huge threat of loss to most companies. If your business collects, stores, processes, or utilizes personal data from your customers, employees, business partners, or any other parties, you never know when


Uncovering the Facts of Professional Liability Insurance

If your job has a high risk of injuries or malpractice, your clients can make legal claims against you, which could be stressful and expensive. Professional liability insurance covers the cost to defend yourself, as well as damages awarded in such a lawsuit. What Type of Policy Should You Look for? Medical Malpractice Insurance This