Workers' Compensation Insurance

Workers’ Compensation Insurance 101: All That You Need to Know

About 17.3% of small businesses in the U.S. have at least one employee. The workers’ compensation system requires businesses with employees to carry workers’ compensation insurance.  Therefore, about 1 in every 5 businesses in the U.S. has a legal mandate to carry workers’ comp insurance. This coverage is crucial because it protects employers from lawsuits

Business Insurance

7 Tips to Prepare Your Business for the Holiday Season

Data from Statista shows that retail sales in the U.S. have been increasing every year during the holiday season since the end of the Great Recession in 2008. Moreover, the holiday shopping frenzy can account for up to 30% of a business’s annual sales, according to the National Retail Federation. However, despite the high volume

Risk Area

Construction Risk Management: 10 Modern Solutions to Maximize Productivity & Safety

Various risks need to be managed in the construction industry to reduce the number of injury claims. Contractors must review all potential risks and plan for more actionable construction risk management. Investing in cloud services and mobile devices is an effective way to strengthen and streamline your operation. Here are ten modern solutions to maximize

Business Insurance

The Basics of Commercial Property Insurance: An Overview

A commercial property insurance policy protects your business’s physical assets from future uncertainties. For example, in the event a fire breaks out, a storm blows through, or a thief breaks in, your commercial property insurance will kick in and pay for the damages to your property. Here’s some more information on this topic. What Does

Homeowners Insurance

7 Unusual Things Covered by Homeowners Insurance Policy

Homeowners’ insurance policy are complex and cover many things a homeowner might not realize. Even though homeowners may need to add other coverage to account for their lifestyle, the standard plan is extensive. Here are some of the most unexpected items covered by a home insurance policy. Wild Animal Attacks: Claims of animals crashing into